Annual 5pt Home Inspection (A5HI)
What is the Annual 5pt. Home Inspection (A5HI)?
A5HI is a first-of-its-kind, proactive inspection program designed to help Businesses & homeowners
maintain safer properties while giving insurers reliable data to reduce claims, prevent fraud, and
improve underwriting accuracy.

Why A5HI is Changing the Insurance Landscape
- First Proactive Inspection Model – Unlike traditional inspections, A5HI focuses on preventing issues before they become costly claims.
- Built for Both Businesses, Homeowners & Insurers – – It provides businesses & homeowners with lower premiums and insurers with better risk assessment.
- Fraud Prevention & Claims Accuracy – Regular inspections establish verifiable property conditions, reducing fraudulent claims.
- Lower Insurance Costs & Safer Homes – By fixing small issues early, businesses & homeowners can save on premiums and insurers can avoid high-dollar claims.
- A Game-Changer for Florida’s High-Risk Market – With rising premiums and increased storm risks, A5HI is the solution Florida needs.
Annual 5-Point Inspection Covers:
Businesses & Homeowners Receive a Detailed Report with risk insights and actionable recommendations. Insurance Companies Gain Reliable Data to adjust premiums, prevent claims, and streamline underwriting
Roofing
Detects wear, damage, and storm vulnerabilities.
Plumbing
Identifies leaks and pipe deterioration.
Electrical Systems
Finds outdated wiring and fire hazards.
HVAC Systems
Ensures efficient heating/cooling operation.
Water Intrusion Protection
Inspects windows & doors for leaks and mold risks.
Public & Private Partnerships with IPS
Collaborating for Safer Homes & Smarter Insurance Solutions
At IPS, we recognize the power of strategic partnerships between the public and private sectors to enhance risk mitigation, improve home safety, and create cost-saving opportunities for homeowners and insurance carriers alike. By working with government agencies, private organizations, and insurers, we build innovative programs that strengthen the industry and protect communities.